COVID-19 Vaccination Update: Governor Janet Mills announced February 26 that Maine would be moving to an “aged-based” eligibility formula for prioritization of COVID-19 vaccination.

Sadly, coronavirus case counts have skyrocketed recently. The risk of catching the disease can make caregiving more challenging.

Do-it-yourself (DIY) estate planning can be convenient and save you money. However, it can fail to cover every circumstance. In the long run, any mistakes you make may be costly.

The astronomical expense of long-term nursing care is no longer news. Costs can run around $7,000.00 or more per month, depending on location. Hundreds of thousands of people need that kind of care and the numbers are rising.

Most parents choose to treat their children equally when it comes to inheriting property or money. Sometimes, parents intentionally choose not to leave anything to a child, and the reasons for doing so may vary.

Congress has passed a bipartisan appropriations bill. In the contents of this spending bill is a piece of legislation known as the Setting Every Community Up for Retirement Enhancement Act (SECURE), the first significant change in retirement legislation since the Pension Protection Act in 2006. T...

You have the right to decide what kind of medical treatment you want to receive from doctors and health-care providers, but in case you lose the ability to communicate, you should prepare "advance health-care directives."

Continuing care retirement communities (CCRC) are gaining in popularity across the United States. Sometimes referred to as life plan communities, the goal is to provide a long-term care option for older residents.

An inheritance can be the source of costly mistakes related to Medicaid eligibility - mistakes that should be avoided. When a person is drawing Medicaid benefits and inherits money or property, that inheritance can jeopardizes their benefits. The inheritance must be handled carefully to minimize expensive penalties.

The US Social Security Administrations funding trusts are known as the Old-Age and Survivors Insurance (OASI) Trust Fund and the Disability Insurance (DI) Trust Fund.

There has been an explosion in the numbers of Americans rushing to make their will online. Understandably, the coronavirus pandemic has created the scramble to set up wills and end-of-life-directives. However, online do it yourself (DIY) wills are often deemed invalid as they do not comply with local laws.

Whom should you trust to manage your financial well being when you are no longer able to do so? An agent under power of attorney (POA) has the legal authority to make financial decisions on your behalf.

Many parents are uncomfortable talking to their kids about their wealth.  Talking about how much money or property you have is usually viewed as taboo.  Asking someone else about what they have is often considered impolite. But failing to talk to kids about how much they may inherit could leave t...

You should check your estate planning documents every so often, to make sure they're still good, especially with big life changes like births, marriages, divorces, and moving to another state. Children grow up, marriages dissolve, property gets sold, residences change - life happens!

The subject of inheritance can often be an uncomfortable conversation among families. Talking about how much money or property you have is usually viewed as taboo.  Asking someone else about what they have is often considered impolite. But failing to talk to kids about how much they may inherit c...

According to AARP, aging at home is a goal for 3 out of 4 Americans aged 50 or more. Aging in place presents some physical challenges.

One of the many reasons why covid-19 has effected seniors drastically is In the best of circumstances, adults in senior living communities and long-term care facilities combat loneliness and some degree of isolation, which is linked to anxiety, depression, cardiovascular disease, and other ailments. During the COVID-19 pandemic, the Centers for Disease Control and Prevention (CDC) senior facility guidelines have increased problems of isolation for the more than one million American adults who live in assisted living facilities and nursing homes.

Compared to younger generations, aging Americans are typically more equipped with planning for their estate. Still, a significant number — 19 percent of those over age 72 and 42 percent of those between 53 and 71, according to survey data — lack any type of estate plan.

There are many reasons that the working elderly can benefit from short term disability insurance.

Home ownership is a founding principle of the American Dream. For many people, their home is their most valuable possession. So when health begins to fail and the need for long-term care arises, we often get this question from our clients: will the state take my home?

In October 2017, President Trump signed into law the Elder Abuse Prevention and Prosecution Act. This bill was designed to combat the growing epidemic of the elderly being taken advantage of financially and abused physically.

According to AARP aging at home is a goal for 3 out of 4 Americans aged 50 or more, but this presents some physical challenges. These seniors and near seniors are willing to employ alternative solutions to facilitate this. The alternatives include home sharing (32%), building an additional or acc...

There are many reasons that the elderly need short term disability insurance. Take for example Sandy who was a caregiver for her 85-year-old mother. Sandy still worked full time and would help her mom in the evenings and weekends. Unfortunately, Sandy was in a serious car accident and would be ou...

Advanced Health Care Directives (commonly called "living wills") lay out your preferences for life-sustaining medical treatment. The document includes a "health-care proxy" or "agent under power of attorney for health-care," which allows someone to make treatment decisions for you if you are incapacitated.

Criminals come out of the woodwork whenever people are vulnerable or in need. Nobody needs reminding, these days, how many of us are feeling vulnerable.