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What to Consider When Caregiving for an Aging Parent

Posted by Daniel J. Eccher Esq. | Jan 07, 2020 | 0 Comments

It is essential to bring up a parent's aging expectations and set goals together even though initial discussions may be uncomfortable. Often, an exploration into a parent’s future thoughts about health, finances, and residential plans can make the difference between reacting to a crisis or following an established plan that can bring both the parent and their children peace of mind. The sooner an identified caregiver begins a dialogue, the better the outcome for all involved.

Clarifying Social Security for the Millennial Generation

Posted by Daniel J. Eccher Esq. | Dec 31, 2019 | 0 Comments

When the US federal government established its social insurance program on August 14, 1935, its purpose was to provide retirement, disability, and survivors’ benefits. Since that time, in part due to the disappearance of extended family networks, an increase in population, and a profound increase in life expectancy, it has become challenging for the Social Security Administration (SSA) to maintain the benefits promised to Americans.

Caring for an Elderly Parent

Posted by Daniel J. Eccher Esq. | Dec 22, 2019 | 0 Comments

Aging is something you cannot escape, and it affects all family systems. It can be challenging for adult children to imagine their parents as seniors and to understand and respond to the reality that each parent will age differently.

The Importance of Estate Planning

Posted by Daniel J. Eccher Esq. | Dec 03, 2019 | 0 Comments

When it comes to establishing wills and estate plans, older Americans outpace their younger counterparts. Still, a significant number — 19 percent of those over age 72 and 42 percent of those between 53 and 71, according to survey data — lack any type of estate plan.

Demystifying Estate Law “Legalese”

Posted by Daniel J. Eccher Esq. | Jan 15, 2019 | 0 Comments

Many people – even lawyers – have trouble understanding some of the vocabulary of trusts and estates law. The basic documents are these three: Will (sometimes called one's “Last Will and Testament), Power of Attorney, and Advanced Health Care Directive. Each document has unique but similar roles within them.

Effect of Pre-marital Agreements on Estate Planning

Posted by Tavis R. Hasenfaus | Sep 18, 2018 | 0 Comments

The most beneficial part of a premarital agreement is that it creates a mutual contractual relationship that sets in stone the proprietary rules, during the marriage and after the marriage. It is a document that can be referred to find a definitive answer on every aspect of the family’s assets, much like an operating agreement can be referred to when questions arise regarding the operation of an LLC. It provides predictability, in a very unpredictable world.

Is the Estate Properly Insured?

Posted by Daniel J. Eccher Esq. | Jul 26, 2018 | 0 Comments

A recent Maine Supreme Judicial Court decision should serve as a cautionary tale to beneficiaries of any estate involving real estate. Make sure any improvements on the real estate that are part of the estate are properly insured and don't assume that it is.

My Spouse Just Died – Now What?

Posted by Daniel J. Eccher Esq. | Feb 07, 2018 | 0 Comments

The period immediately following the loss of a loved one can be overwhelming emotionally. The most important thing to figure out immediately is how to carry out your loved one's wishes as to organ donation. Next, get in touch with family and close friends – the people you don't want hearing about...

Do you and your spouse know your tenancy status?

Posted by Daniel J. Eccher Esq. | Dec 13, 2017 | 0 Comments

Of course you do — you own your home.  Well, that's not exactly what I was asking.  Sure, you have your deed that unequivocally declares that you and your spouse own your property together, and, after years of keeping your lawn pristine, you know your boundaries like the back of your hand (or do ...

Understanding Long Term Care Insurance

Posted by Daniel J. Eccher Esq. | Jan 14, 2014 | 0 Comments

Have you been advised to purchase long term care (LTC) insurance? Before making such a purchase it is important to understand what such insurance will and will not cover. These are some of the things you need to know: Nursing home-only coverage vs. coverage of assisted living and home care: ...

Medicare Recipients and ObamaCare

Posted by Daniel J. Eccher Esq. | Nov 06, 2013 | 0 Comments

With the launch of the government's new health care exchanges on October 1, 2013, I have had a number of clients ask me how this will affect them as Medicare recipients. The answer is “not at all.” The exchanges are intended to serve people you don't get Medicare: typically people who are not yet...

A stitch in time saves nine

Posted by Daniel J. Eccher Esq. | Sep 26, 2013 | 0 Comments

The old saying “A stitch in time saves nine.” makes a lot of sense. Unfortunately, too often, people don't know that there may be a legal “stitch” needed. Below is a situation that I've seen. Luckily, if discovered and fixed early, a client can save a lot of time, money, and frustration. Most ma...

Beware This Very Expensive Medicare Detail

Posted by Daniel J. Eccher Esq. | Sep 12, 2013 | 0 Comments

Medicare rules and policies are always confusing but there are some rules that, over time, people tend to hear about. One of the Medicare policies that people tend to be familiar with is the one that basically says, if you have been an inpatient in the hospital for three or more days, Medicare wi...

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Areas We Serve

Our office is in Winthrop, Maine, located approximately 10 miles from Augusta, and 17 miles from Lewiston. We are also available by appointment to meet in the Brunswick/Topsham area and the Waterville area.