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Is An "I Love You" Will the Best Way to Show You Care?

Posted by Daniel J. Eccher, Esq. | Feb 03, 2025 | 0 Comments

With Valentine's Day approaching, the stores are filled with heart-shaped candy boxes and fancy cards. Perhaps a better way to show your love for your family is to do some estate planning.  An “I love you” will (also called a "mirror," "sweetheart," or "reciprocal" will), lets you leave your estate to your surviving spouse. Later, upon the survivor's death, the estate likely passes to their children.

Which Assets Are Exempt from Probate in Maine?

Posted by Daniel J. Eccher, Esq. | Jan 11, 2025 | 0 Comments

People often seek to avoid probate because they think it's costly and time-consuming. It can also make the content of a will public, which could be embarrassing if the person who died intentionally omitted an heir. The legal process for distributing a deceased person's assets and settling their debts varies by state. Compared to other states, in Maine, it is generally fairly inexpensive and efficient. 

How Collaborative Estate Planning Can Foster Family Unity

Posted by Daniel J. Eccher, Esq. | Dec 10, 2024 | 0 Comments

If you’ve started the estate planning conversation, it's time to turn it into a team effort. If not, consider why it’s worth broaching the discussion before it’s necessary. Involving everyone in the process helps sidestep misunderstandings and disputes later. The goal is to create a plan that honors everyone while it preserves not just assets, but family harmony.

How to Plan for Long-Term Care With a Contingent Special Needs Trust

Posted by Daniel J. Eccher, Esq. | Nov 07, 2024 | 0 Comments

Right now, you and your loved ones might be healthy and capable. But imagine how peaceful you would feel knowing you’ve planned for the unexpected. Planning isn’t just about facing life today; it’s about creating a buffer for whatever lies ahead, especially in case of a disability.  Contingency planning through special needs trusts ensures you protect yourself and those you love no matter what happens.

When to Contact a Special Needs Planning Attorney

Posted by Daniel J. Eccher, Esq. | Oct 04, 2024 | 0 Comments

Special needs planning helps ensure that people who can’t care for themselves stay eligible for government benefits throughout their lives.  Caring for a loved one with special needs is often a long-term commitment filled with challenges like changes in income, care, or coverage. It might feel overwhelming. But contacting a special needs planning attorney early can ease your mind, helping you shape a lasting safety net. 

Different Types of Wills in Maine

Posted by Daniel J. Eccher, Esq. | Aug 10, 2024 | 0 Comments

A will guides your assets and your loved ones through your final chapter. But not every will suits every situation; each has advantages and disadvantages. Let’s explore some of the most common types of wills and their purposes in estate planning.

Emergency Preparedness for Seniors, People with Disabilities, and Their Caregivers

Posted by Daniel J. Eccher, Esq. | Jul 11, 2024 | 0 Comments

Are you or the seniors in your life ready for emergencies? Do you have a plan? During unexpected events, older people and the disabled are among the most at risk for injuries or worse. Limited mobility, chronic health issues, and sight or hearing impairments can reduce their reaction times. A solid action plan can protect their health and safety.

5 Key Parts of an Estate Plan

Posted by Daniel J. Eccher, Esq. | Jun 11, 2024 | 0 Comments

An average of six out of every ten American adults lack an estate plan. Like a sandcastle washed away, without a plan, the lifetime legacy you’ve built could vanish. When your loved ones grieve, as medical bills mount and deeds gather dust, your final wishes can remain a mystery.

The Benefits of Staying Active as You Age

Posted by Daniel J. Eccher, Esq. | Apr 15, 2024 | 0 Comments

Do you think older adults who start an exercise program won’t gain strength or flexibility? Or that doing mentally stimulating activities later in life is pointless as the benefits could be fleeting?  Imagine clearer thoughts after a brisk walk or the satisfaction of mastering a new Zumba move. Studies show these and other activities can boost mental and physical strength at any stage of life.

Practical Ways to Cover Funeral or Burial Costs

Posted by Daniel J. Eccher, Esq. | Mar 15, 2024 | 0 Comments

Let's face it: planning for the final chapter doesn’t top most to-do lists. Yet being proactive about your legacy can be an empowering experience. Having these conversations and making decisions ahead of time may spare your loved ones distress. Planning also prepares you or those you love for the expenses involved. As with the prices of everything from rent to groceries, funeral and burial costs are rising. 

Why It’s Worth Discussing Estate Planning During the Holidays

Posted by Daniel J. Eccher, Esq. | Nov 06, 2023 | 0 Comments

We often catch up with our relatives and the changes happening in their lives at family gatherings. For some families, they're among the few times everyone will get together under one roof. These celebrations can be the right time to start the conversation about your loved ones' future. An effective estate planning discussion involves timing, tact, and strategy. The conversation can continue and evolve later

Intestacy: If You Die Without a Will, What Happens?

Posted by Daniel J. Eccher, Esq. | Aug 18, 2023 | 0 Comments

If you die without a will, you might believe your money or your property will go directly to your surviving next of kin. But that doesn't always happen. If your assets must pass through probate first, the process could delay the inheritance and cause stress for your loved ones. Preparing a will before you die makes it more likely that your assets will be distributed according to your wishes. 

7 Common Estate Planning Myths Debunked

Posted by Daniel J. Eccher, Esq. | Jul 07, 2023 | 0 Comments

Do you believe lightning never strikes in the same place twice?  As it turns out, that’s not true. The Empire State Building, for instance, survives dozens of lightning strikes each year. Like other aspects of popular culture, estate planning has its share of beliefs that on closer scrutiny, don’t hold up to the facts. But because they’ve become widely accepted, people tend to think they’re true.

Talking To Aging Parents About Their Health, Wealth, and Future Before It's Too Late

Posted by Daniel J. Eccher, Esq. | May 10, 2023 | 0 Comments

A Wells Fargo survey found that nearly half of all Americans would rather discuss funeral plans than financial plans with their parents.  The discomfort about broaching these and similar topics can arise over concerns about appearing to expect an inheritance. Adult children might also wonder if they’re ready to handle responsibilities like caring for aging parents. And they could fear their parents will overreact or they will lead their parents to think they believe they’re experiencing health or financial troubles. To ensure you won’t need to guess in an emergency, find out your parents' financial, health-care, and legacy plans -- whether they’re already in place or should be considered. Here's how.

Medicaid Crisis Planning: Problems You Might Need Help to Solve

Posted by Daniel J. Eccher, Esq. | Apr 08, 2023 | 0 Comments

The end of the COVID-19 public health emergency has led to a return of Medicaid eligibility reviews nationwide. People often seek help with Medicaid planning in a health-care crisis – when they or a loved one become seriously ill or need nursing home care and can't afford it. State laws and eligibility requirements for long-term care (LTC) may be hard to understand without advice. Experienced elder law attorneys, like those at LWP&E, can offer ways to qualify for Medicaid while you protect your assets.

The Cost of Neglecting Estate Planning: Don't Let Your Family Pay the Price

Posted by Daniel J. Eccher, Esq. | Mar 09, 2023 | 0 Comments

Personal finance expert Dave Ramsey has joked that to show you hate your family, "leave unclear instructions and no will." Without knowing your final wishes, those close to you could fight over your estate or wind up paying your end-of-life costs themselves. If your loved ones struggle to manage the probate process, the burden may also affect them physically and emotionally.

Does a New Will Revoke an Old Will?

Posted by Daniel J. Eccher, Esq. | Feb 02, 2023 | 0 Comments

If you have a will, you understand the importance of ensuring your final wishes are known ahead of time. But what if you don't update your will? It might not reflect your current life situation. It's best to review your will every three to five years or whenever you experience a major life change. Generally speaking, a new will supersedes an older one; probate laws, however, vary by state. To help prevent confusion and potential disputes, consider how to handle updates to your will.

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Our office is in Winthrop, Maine, located approximately 10 miles from Augusta, and 17 miles from Lewiston. We are also available by appointment to meet in the Brunswick/Topsham area and the Waterville area.